🏆 PROP FIRM TOOL
Prop Firm Payout Projector
Model your expected funded account income month by month. Input your edge, firm terms, and scaling plan to project 6 months of payouts — including firm fees vs your take-home.
Frequently Asked Questions
How do prop firm payouts work? ▾
Most prop firms pay between 70–90% of net profits to the trader monthly or bi-weekly. Payouts are based on profit above your starting balance. Some firms require a minimum profit threshold before the first payout (e.g., FTMO requires 0.5% minimum).
What is a scaling plan? ▾
A scaling plan increases your account size after hitting a profit target, without additional challenge fees. For example, doubling from $100k to $200k after 10% profit means future returns are calculated on the larger base — significantly multiplying income potential.
What monthly return is realistic for a funded trader? ▾
Consistent funded traders typically average 3–8% per month. Higher returns are possible but harder to maintain without violating drawdown rules. The 4–6% range hits the sweet spot: consistently profitable without overtrading. Use the low end for conservative planning.
Is the challenge fee included in this calculation? ▾
Yes. The challenge fee is treated as a one-time upfront cost and deducted from your month 1 net payout. The ROI figure shows how quickly your payouts exceed the initial cost.