🛡️ SURVIVAL SIMULATOR
Funded Account Survival Calculator
Simulate how long your funded account lasts. Monte Carlo analysis of 1,000 accounts — see your 30, 60, and 90-day survival probability before you trade.
Frequently Asked Questions
What percentage of funded traders keep their account? ▼
Industry estimates suggest that 60–80% of funded traders breach within the first 90 days. The primary causes are: overtrading, risking too much per trade after losses (revenge trading), not having a clear daily loss limit protocol, and trading during volatile news events without a plan. Traders with strict risk management and a defined stop-for-the-day rule have substantially better survival rates.
How many trades per day should I take on a funded account? ▼
Fewer trades generally means higher survival probability on funded accounts, because each trade introduces variance that could compound against you. Most experienced funded traders recommend 1–3 high-quality trades per day maximum. More trades means more opportunities to hit your daily loss limit, and more psychological fatigue leading to poor decisions.
How does the daily loss limit affect survival probability? ▼
The daily loss limit is the primary "kill switch" for funded accounts. On a bad day, you can reach it in just 2–3 losing trades if you risk 2%+ per trade. The calculator accounts for this — if a simulated day's total loss exceeds the daily limit, the account is breached. This is why many traders have a personal daily loss limit of 50–60% of the firm's limit, giving a buffer before the hard breach.
Can I use this result to calculate expected profit from the funded account? ▼
The simulator calculates the median account balance at 90 days for surviving accounts. Combined with your firm's payout split and payout schedule, you can estimate expected income. Remember that surviving accounts can be paid out multiple times — many firms allow monthly payouts after the first withdrawal period. The "estimated payout" shown assumes a single 80% payout split on profits.